How to reach us
- Phone: (813) 501-2886 — fastest option, and the one most people use
- Text: same number. Send a photo of the contractor quote and we can usually tell you what will approve before you finish typing.
- Email: [email protected]
- Online: the form below, about sixty seconds
Hours
Mon–Sat 8am–8pm ET. Applications submitted outside those hours are worked first thing the next business morning. If your system failed overnight in July, send it anyway — being first in the queue matters.
Office
10006 Cross Creek Blvd
Tampa, FL 33647
We are a finance company rather than a showroom, so there is nothing to see here — everything happens by phone, text, and online. Installations are performed by licensed Florida contractors from our network at your home.
What to have ready when you call
Nothing is required, and we can start with just your name and ZIP code. But four things make the conversation faster and the answer more accurate.
The contractor quote, if you have one. A photo texted to us is ideal. Reading quotes is most of what we do, and we can usually tell you what will approve and roughly what the payment looks like within a few minutes of seeing one.
What failed, in plain terms. "The outdoor unit is humming but the fan is not spinning" is more useful than "the AC is broken." It helps us gauge whether you are looking at a repair, a partial replacement, or a full system, which changes which lenders we approach.
The age of the system, roughly. The manufacture date is usually encoded in the serial number on the data plate, and any contractor can read it. If you do not know, a rough guess is fine.
Whether the home is owner-occupied. This determines which lender programs are available and is the single most common cause of avoidable declines when it surfaces late.
What we will not do
We will not pull your credit hard without telling you first. We will not submit your file anywhere until we have talked through what you are looking for. We will not sell your information to a lead aggregator, which is what happens on a lot of sites that look like this one.
If you call and it turns out financing is not the right answer — the repair is small enough to pay directly, or your system is under warranty and you did not realize it — we will tell you that and you will not hear from us again unless you ask.
